Travel medical insurance in Poland

Medical expenses insurance for foreigners in Poland

For foreigners who come to Poland to travel, study, work or settle. The sum insured is EUR 30,000. Pick your dates, see the premium and buy the policy online.

Calculate your premium Choose your situation

About the insurance

One policy for the dates you choose

Applications for a Schengen visa, a Polish national visa and several types of temporary residence permit require medical insurance. The rules for it come from two sources: the EU Visa Code and Poland’s Act on Foreigners.

The sum insured of our policy is EUR 30,000, and the cover lasts for the whole period you select. You decide whether it applies in Poland or across the Schengen area.

Check the premium

EUR 30,000

minimum coverage required by the Visa Code

Schengen countries, as listed by the European Commission

areas of cover to choose from: Poland or Schengen

Choose your situation

Insurance matched to the purpose of your stay

Each page sums up what the rules say about insurance for that kind of stay.

Schengen visa

Visits not exceeding 90 days in any 180-day period, with cover valid in all Member States.

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National D visa

Stays in Poland longer than 90 days on a national visa, which is valid for up to 1 year.

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Temporary residence permit

Permits for stays longer than 3 months, granted by the voivode for up to 3 years.

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International students

Studies at a Polish university: the study visa and the permit for studies, where insurance is one of the conditions.

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Foreign workers

Residence for work, a highly qualified job (EU Blue Card), posted work or your own business.

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Online calculator

Type in your date of birth and travel dates to see the premium.

Calculate →

Hand signing an application form on a wooden desk

What the rules say

Insurance requirements in the Visa Code and Polish law

For a Schengen visa, the Visa Code asks for travel medical insurance “to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death” (Article 15(1)). The cover has to apply in all Member States, with a minimum of EUR 30,000 (Article 15(3)).

For a national visa, Polish law also requires at least EUR 30,000 from a travel medical policy, which has to last for the whole planned stay in Poland (Article 25 of the Act on Foreigners).

Temporary residence permits for work, studies, business or joining a family member also require insurance: either health insurance or a document in which an insurer confirms that treatment costs in Poland are covered.

Buying the policy in four steps

The whole process takes place online, in our calculator.

Type in your date of birth, then the start and end dates of the cover.

Choose the area of cover: Poland or the Schengen area.

Check the premium shown for your dates.

Pay online; your policy is then issued in PDF format.

Hospital stay and procedures

Treatment of sudden illness and accidents

Transport to your country of residence

Medical transport

Our policy

What the medical insurance includes

With a sum insured of EUR 30,000, the policy runs for the whole period you set in the calculator.

The general terms of insurance describe the cover in detail. If something is unclear, our adviser will explain it before you buy.

Calculate your premium

Client opinions

What our customers say

Our partners

We work with the largest insurance companies

Offers of leading insurance companies in Poland, compared in one place

Questions

Frequently asked questions

Short answers drawn from the EU Visa Code and Poland’s Act on Foreigners.

The European Commission counts 29 countries: 25 EU Member States and four others, Iceland, Liechtenstein, Norway and Switzerland. The most recent members, Bulgaria and Romania, joined on 1 January 2025.

Yes. The calculator offers two areas of cover, Poland or the Schengen area. Remember that the Visa Code asks for cover valid throughout the territory of the Member States when you apply for a Schengen visa.

EUR 30,000 is the minimum in both cases: the Visa Code requires it for a Schengen visa, and the Polish Act on Foreigners names the same figure for travel medical insurance when you enter Poland on a national visa.

Under the Visa Code it must cover the entire period of the intended stay or transit. For a multiple-entry visa, you show cover for the first intended visit and, in the application form, sign a declaration that you are aware of the need for insurance on later stays.

Once the online payment is complete, you get the policy as a PDF file. With any questions, call our adviser on +48 22 299 11 11.

Guide for foreigners